rich dad poor dad-及2准
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!!!!隆堋響頼紗秘慕禰厮宴和肝写偬堋響
anted me to study hard察earn a degree and get a good job to work for money。 He wanted me to study to bee a professional察an attorney or an accountant or to go to business school for my MBA。 The other encouraged me to study to be rich察to understand how money works and to learn how to have it work for me。 ;I don't work for money ─were words he would repeat over and over察 Money works for me
At the age of 9察I decided to listen to and learn from my rich dad about money。 In doing so察I chose not to listen to my poor dad察even though he was the one with all the college degrees。
A Lesson From Robert Frost
Robert Frost is my favourite poet。 Although I love many of his poems察my favorite is The Road Not Taken。 I use its lesson almost daily
The Road Not Taken
Two roads diverged in a yellow wood察And sorry I could not travel both And be one traveler察long I stood And looked down one as far as I could To where it bent in the undergrowth
Then took the other察as just as fair察And having perhaps the better claim察Because it was grassy and wanted wear Though as for that the passing there Had worn them really about the same
And both that morning equally lay In leaves no step had trodden black。 Oh察I kept the first for another day Yet knowing how way leads onto way察I doubted if I should ever e back。
I shall be telling this with a sigh Somewhere ages and ages hence察Two roads diverged in a wood察and I took the one less traveled by察And that has made all the difference。
Robert Frost1916
And that made all the difference。
Over the years察I have often reflected upon Robert Frost's poem。 Choosing not to listen to my highly educated dad's advice and attitude about money was a painful decision察but it was a decision that shaped the rest of my life。
Once I made up my mind whom to listen to察my education about money began。 My rich dad taught me over a period of 30 years察until I was age 39。 He stopped once he realized that I knew and fully understood what he had been trying to drum into my often thick skull。
Money is one form of power。 But what is more powerful is financial education。 Money es and goes察but if you have the education about how money works察you gain power over it and can begin building wealth。 The reason positive thinking alone does not work is because most people went to school and never learned how money works察so they spend their lives working for money。
Because I was only 9 years old when I started察the lessons my rich dad taught me were simple。 And when it was all said and done察there were only six main lessons察repeated over 30 years。 This book is about those six lessons察put as simply as possible as my rich dad put forth those lessons to me。 The lessons are not meant to be answers but guideposts。 Guideposts that will assist you and your children to grow wealthier no matter what happens in a world of increasing change and uncertainty。
Lesson #1 The Rich Don't Work for Money
Lesson #2 Why Teach Financial Literacy
Lesson #3 Mind Your own Business
Lesson #4 The History of Taxes and the Power of Corporations
Lesson #5 The Rich Invent Money
Lesson #6 Work to Learn Don't Work for Money
CHAPTER TWO
Lesson One此The Rich Don't Work For Money
;Dad察Can You Tell Me How to Get Rich拭
My dad put down the evening paper。 ;Why do you want to get rich察son拭
;Because today Jimmy's mom drove up in their new Cadillac察and they were going to their beach house for the weekend。 He took three of his friends察but Mike and I weren't invited。 They told us we weren't invited because we were `poor kids'。;
;They did拭─my dad asked incredulously。
;Yeah察they did。; I replied in a hurt tone。
My dad silently shook his head察pushed his glasses up the bridge of his nose and went back to reading the paper。 I stood waiting for an answer。
The year was 1956。 I was 9 years old。 By some twist of fate察I attended the same public school where the rich people sent their kids。 We were primarily a sugar plantation town。 The managers of the plantation and the other affluent people of the town察such as doctors察business owners察and bankers察sent their children to this school察grades 1 to 6。 After grade 6察their children were generally sent off to private schools。 Because my family lived on one side of the street察I went to this school。 Had I lived on the other side of the street察I would have gone to a different school察with kids from families more like mine。 After grade 6these kids and I would go on to the public intermediate and high school。 There was no private school for them or for me。
My dad finally put down the paper。 I could tell he was thinking。
;Well察son察─he began slowly。 ;If you want to be rich察you have to learn to make money。;
;How do I make money拭─I asked。
;Well察use your head察son察─he said察smiling。 Which really meant察 That's all I'm going to tell you察─or ;I don't know the answer察so don't embarrass me。;
A Partnership Is Formed
The next morning察I told my best friend察Mike察what my dad had said。 As best I could tell察Mike and I were the only poor kids in this school。 Mike was like me in that he was in this school by a twist of fate。 Someone had drawn a jog in the line for the school district察and we wound up in school with the rich kids。 We weren't really poor察but we felt as if we were because all the other boys had new baseball gloves察。撮撮y
new bicycles察new everything。
Mom and dad provided us with the basics察like food察shelter察clothes。 今察But that was about it。 My dad used to say察 If you want something察work for it。; We wanted things察but there was not much work available for 9´ 察year´old boys。
;So what do we do to make money拭─Mike asked。
;I don't know察─I said。 ;But do you want to be my partner拭
He agreed and so on that Saturday morning察Mike became my first business partner。 We spent all morning ing up with ideas on how to 1'make money。 Occasionally we talked about all the ;cool guys; at Jimmy's beach house having fun。 It hurt a little察but that hurt was good察for it inspired us to keep thinking of a way to make money。 Finally察that afternoon察a bolt of lightning came through our heads。 It was an idea Mike had gotten from a science book he had read。 Excitedly察we shook hands察and the partnership now had a business。
For the next several weeks察Mike and I ran around our neighborhood察knocking on doors and asking our neighbors if they would save their toothpaste tubes for us。 With puzzled looks察most adults consented with a smile。 Some asked us what we were doing。 To which we replied察 We can't tell you。 It's a business secret。;
My mom grew distressed as the weeks wore on。 We had selected a
site next to her washing machine as the place we would stockpile our raw materials。 In a brown cardboard box that one time held catsup bottles察our little pile of used toothpaste tubes began to grow。
Finally my mom put her foot down。 The sight of her neighbors' 察messy察crumpled used toothpaste tubes had gotten to her。 ;What are you boys doing拭─she asked。 ;And I don't want to hear again that it's a business secret。 Do something with this mess or I'm going to throw it out。;
Mike and I pleaded and begged察explaining that we would soon have enough and then we would begin production。 We informed her that we were waiting on a couple of neighbors to finish using up their toothpaste so we could have their tubes。 Mom granted us a one´week extension。
The date to begin production was moved up。 The pressure was on。 My first partnership was already being threatened with an eviction notice from our warehouse space by my own mom。 It became Mike's job to tell the neighbors to quickly use up their toothpaste察saying their dentist wanted them to brush more often anyway。 I began to put together the production line。
One day my dad drove up with a friend to see two 9´year´old boys 。 in the driveway with a production line operating at full speed。 There was fine white powder everywhere。 On a long table were small milk cartons from school察and our family's hibachi grill was glowing with red hot coals at maximum heat。
Dad walked up cautiously察having to park the car at the base of the driveway察since the production line blocked the carport。 As he and his friend got closer察they saw a steel pot sitting on top of the coals察with the toothpaste tubes being melted down。 In those days察toothpaste did not e in plastic tubes。 The tubes were made of lead。 So once the paint was burned off察the tubes were dropped in the small steel pot察melted until they became liquid察and with my mom's pot holders we were pouring the lead through a small hole in the top of the milk cartons。
The milk cartons were filled with plaster´of´Paris。 The white powder everywhere was the plaster before we mixed it with water。 In my haste察I had knocked the bag over察and the entire area look like it had been hit by a snowstorm。 The milk cartons were the outer containers for plaster´of´Paris molds。
My dad and his friend watched as we carefully poured the molten lead through a small hole in the top of the plaster´of´Paris cube。
;Careful察─my dad said。
I nodded without looking up。
Finally察once the pouring was through察I put the steel pot down and smiled at my dad。
;What are you boys doing拭─he asked with a cautious smile。
;We're doing what you told m