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want to crush all the other offices in London。               Our terms are lower than 

any office�察�and we can bear to have them lower�察�and a great business will 

come to us that way。 But we must work ourselves as well。                     Every single 

shareholder and officer of the establishment must exert himself�察�and bring 



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us   customers��no   matter   for   how   little   they   are   engagedengage   them�此�

that   is  the  great   point。'   And    accordingly     our   Director    makes    all  his 

friends    and   servants    shareholders�此    �his    very   lodge´porter    yonder     is  a 

shareholder�察  �and   he   thus   endeavours   to   fasten   upon   all   whom  he   comes 

near。    I�察�for instance�察�have just been appointed over the heads of our gents�察�

to   a   much    better   place   than    I  held。   I   am    asked    down    here�察  �and 

entertained   royally�此     �and    why�拭   �Because      my   aunt   has   three   thousand 

pounds which Mr。 Brough wants her to invest with us。; 

     ;That looks awkward�察�Mr。 Titmarsh。; 

     ;Not   a   whit�察  �sir�此�he   makes   no   disguise   of   the   matter。   When   the 

question is settled one way or the other�察�I don't believe Mr。 Brough will 

take    any   further   notice    of  me。    But    he   wants    me   now。    This   place 

happened to fall in just at the very moment when he had need of me�察�and 

he hopes to gain over my family through me。                He told me as much as we 

drove down。        'You are a man of the world�察�Titmarsh��' said he�察�'you know 

that I don't give you this place because you are an honest fellow�察�and write 

a good hand。       If I had a lesser bribe to offer you at the moment�察�I should 

only have given you that�察�but I had no choice�察�and gave you what was in 

my power。'; 

     ;That's   fair   enough�察  �but   what   can   make   Brough   so   eager   for   such   a 

small sum as three thousand pounds�拭─�

     ;If it had been ten�察�sir�察�he would have been not a bit more eager。 You 

don't know the city of London�察�and the passion which our great men in the 

share´market       have   for   increasing    their  connection。      Mr。    Brough�察    �sir�察�

would   canvass   and   wheedle   a   chimney´sweep   in   the   way   of   business。 

See�察�here is poor Tidd and his twenty thousand pounds。                 Our Director has 

taken possession of him just in the same way。              He wants all the capital he 

can lay his hands on。; 

     ;Yes�察�and suppose he runs off with the capital�拭─�

     ;Mr。 Brough�察�of the firm of Brough and Hoff�察�sir�拭              �Suppose the Bank 

of England runs off�        �But here we are at the lodge´gate。          Let's ask Gates�察�

another   of   Mr。   Brough's   victims。;      And   we   went   in   and   spoke   to   old 

Gates。 

     ;Well�察�Mr。 Gates�察─�says I�察�beginning the matter cleverly�察 �you are one 



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of my masters�察�you know�察�at the West Diddlesex yonder�拭─�

     ;Yees�察�sure�察─�says old Gates�察�grinning。          He was a retired servant�察�with 

a large family come to him in his old age。 

     ;May I ask you what your wages are�察�Mr。 Gates�察�that you can lay by so 

much money�察�and purchase shares in our Company�拭─�

     Gates told us his wages�察�and when we inquired whether they were paid 

regularly�察�swore that his master was the kindest gentleman in the world�此�

that he had put two of his daughters into service�察�two of his sons to charity 

schools�察�made one apprentice�察�and narrated a hundred other benefits that 

he had received from the family。           Mrs。 Brough clothed half the children�察�

master gave them blankets and coats in winter�察�and soup and meat all the 

year   round。     There   never   was   such   a   generous   family�察  �sure�察  �since   the 

world began。 

     ;Well�察�sir�察─�said I to the Captain�察 �does that satisfy you�拭           �Mr。 Brough 

gives to these people fifty times as much as he gains from them�察�and yet 

he makes Mr。 Gates take shares in our Company。; 

     ;Mr。   Titmarsh�察─  �says   the   Captain�察   �you   are   an   honest   fellow�察  �and   I 

confess your argument sounds well。            Now tell me�察�do you know anything 

about Miss Brough and her fortune�拭─�

     ;Brough   will   leave   her   everythingor   says   so。;   But   I   suppose   the 

Captain saw some particular expression in my countenance�察�for he laughed 

and said ´ 

     ;I suppose�察�my dear fellow�察�you think she's dear at the price。 Well�察�I 

don't know that you are far wrong。; 

     ;Why�察�then�察�if I may make so bold�察�Captain Fizgig�察�are you always at 

her heels�拭─�

     ;Mr。   Titmarsh�察─  �says   the   Captain�察   �I   owe   twenty   thousand   pounds�察─�

and he went back to the house directly�察�and proposed for her。 

     I thought this rather cruel and unprincipled conduct on the gentleman's 

part�察�for he had been introduced to the family by Mr。 Tidd�察�with whom he 

had been at school�察�and had supplanted Tidd entirely in the great heiress's 

affections。     Brough   stormed�察  �and   actually   swore   at   his   daughter   ��as   the 

Captain told me afterwards�� when he heard that the latter had accepted Mr。 

Fizgig�察�and at last�察�seeing the Captain�察 �made him give his word that the 



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engagement should be kept secret for a few months。                And Captain F。 only 

made a confidant of me�察�and the mess�察�as he said�此             �but this was after Tidd 

had paid his twenty thousand pounds over to our governor�察�which he did 

punctually when he came of age。            The same day�察�too�察�he proposed for the 

young   lady�察  �and   I   need   not   say   was   rejected。  Presently   the   Captain's 

engagement   began   to   be   whispered   about�此       �all   his   great   relations�察  �the 

Duke of Doncaster�察�the Earl of Cinqbars�察�the Earl of Crabs�察�&c。 came and 

visited    the   Brough      family�察   �the   Hon。    Henry     Ringwood       became     a 

shareholder  in   our   Company�察  �and   the   Earl   of   Crabs   offered   to   be。 Our 

shares    rose   to  a  premium�察    �our   Director�察  �his  lady�察  �and   daughter    were 

presented at Court�察�and the great West Diddlesex Association bid fair to be 

the first Assurance Office in the kingdom。 

     A very short time after my visit to Fulham�察�my dear aunt wrote to me 

to   say   that  she  had   consulted    with   her  attorneys�察   �Messrs。    Hodge    and 

Smithers�察�who strongly recommended that she should invest the sum as I 

advised。     She had   the sum  invested�察�too�察 �in my  name�察�paying   me   many 

compliments upon my honesty and talent�察�of which�察�she said�察�Mr。 Brough 

had given her the most flattering account。 And at the same time my aunt 

informed me that at her death the shares should be my own。                    This gave 

me   a   great   weight   in   the   Company�察  �as   you   may   imagine。   At   our   next 

annual meeting�察�I attended in my capacity as a shareholder�察�and had great 

pleasure     in  hearing    Mr。   Brough�察   �in   a  magnificent     speech�察   �declare   a 

dividend of six per cent。�察�that we all received over the counter。 

     ;You lucky young scoundrel� ─�said Brough to me�察 �do you know what 

made me give you your place�拭─�

     ;Why�察�my aunt's money�察�to be sure�察�sir�察─�said I。 

     ;No such thing。       Do you fancy I cared for those paltry three thousand 

pounds�拭     �I was told you were nephew of Lady Drum�察�and Lady Drum is 

grandmother of Lady Jane Preston�察�and Mr。 Preston is a man who can do 

us a world of good。       I knew that they had sent you venison�察�and the deuce 

knows what�察�and when I saw Lady Jane at my party shake you by the hand�察�

and speak to you so kindly�察�I took all Abednego's tales for gospel。                THAT 

was the reason you got the place�察�mark you�察�and not on account of your 

miserable   three   thousand   pounds。       Well�察  �sir�察  �a   fortnight   after   you   were 



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with us at Fulham�察�I met Preston in the House�察�and made a merit of having 

given the place to his cousin。      'Confound the insolent scoundrel��' said he�察�

'HE   my    cousin�   �I   suppose   you   take  all   old  Drum's  stories  for  true�拭�

Why�察�man�察�it's her mania�此      �she never is introduced to a man but she finds 

out a cousinship�察�and would not fail of course with that cur of a Titmarsh��' 

'Well��' said I�察�laughing�察�'that cur has got a good place in consequence�察�and 

the matter can't be mended。'        So you see�察─�continued our Director�察 �that 

you were indebted

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