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`Genelmen察with your kind permission察as soon as the Professor 'as finished 'is dinner 'e will deliver 'is well´known lecture察entitled察 Money the Principal Cause of being 'ard up;察proving as money ain't no good to nobody。  At the hend of the lecture a collection will be took up to provide the lecturer with a little encouragement。'  Philpot resumed his seat amid cheers。

As soon as they had finished eating察some of the men began to make remarks about the lecture察but Owen only laughed and went on reading the piece of newspaper that his dinner had been wrapped in。  Usually most of the men went out for a walk after dinner察but as it happened to be raining that day they were determined察if possible察to make Owen fulfill the engagement made in his name by Philpot。

`Let's 'oot 'im' said Harlow察and the suggestion was at once acted upon察howls察groans and catcalls filled the air察mingled with cries of `Fraud' `Imposter' `Give us our money back' `Let's wreck the 'all' and so on。

`Come on 'ere' cried Philpot察putting his hand on Owen's shoulder。 `Prove that money is the cause of poverty。'

`It's one thing to say it and another to prove it' sneered Crass察who was anxious for an opportunity to produce the long´deferred Obscurer cutting。

`Money IS the real cause of poverty' said Owen。

`Prove it' repeated Crass。

`Money is the cause of poverty because it is the device by which those who are too lazy to work are enabled to rob the workers of the fruits of their labours。'

`Prove it' said Crass。

Owen slowly folded up the piece of newspaper he had been reading and put it into his pocket。

`All right' he replied。  `I'll show you how the Great Money Trick is worked。'

Owen opened his dinner basket and took from it two slices of bread but as these were not sufficient察he requested that anyone who had some bread left would give it to him。  They gave him several pieces察which he placed in a heap on a clean piece of paper察and察having borrowed the pocket knives they used to cut and eat their dinners with from Easton察Harlow and Philpot察he addressed them as follows

`These pieces of bread represent the raw materials which exist naturally in and on the earth for the use of mankind察they were not made by any human being察but were created by the Great Spirit for the benefit and sustenance of all察the same as were the air and the light of the sun。'

`You're about as fair´speakin' a man as I've met for some time' said Harlow察winking at the others。

`Yes察mate' said Philpot。  `Anyone would agree to that much It's as clear as mud。'

`Now' continued Owen察 I am a capitalist察or察rather察I represent the landlord and capitalist class。  That is to say察all these raw materials belong to me。  It does not matter for our present argument how I obtained possession of them察or whether I have any real right to them察the only thing that matters now is the admitted fact that all the raw materials which are necessary for the production of the necessaries of life are now the property of the Landlord and Capitalist class。  I am that class此all these raw materials belong to me。'

`Good enough' agreed Philpot。

`Now you three represent the Working class此you have nothing ´ and for my part察although I have all these raw materials察they are of no use to me ´ what need is ´ the things that can be made out of these raw materials by Work此but as I am too lazy to work myself察I have invented the Money Trick to make you work FOR me。  But first I must explain that I possess something else beside the raw materials。  These three knives represent ´ all the machinery of production察the factories察tools察railways察and so forth察without which the necessaries of life cannot be produced in abundance。  And these three coins' ´ taking three halfpennies from his pocket ´ `represent my Money Capital。'

`But before we go any further' said Owen察interrupting himself察 it is most important that you remember that I am not supposed to be merely ;a; capitalist。  I represent the whole Capitalist Class。  You are not supposed to be just three workers ´ you represent the whole Working Class。'

`All right察all right' said Crass察impatiently察 we all understand that。  Git on with it。'

Owen proceeded to cut up one of the slices of bread into a number of little square blocks。

`These represent the things which are produced by labour察aided by machinery察from the raw materials。  We will suppose that three of these blocks represent ´ a week's work。  We will suppose that a week's work is worth ´ one pound此and we will suppose that each of these ha'pennies is a sovereign。  We'd be able to do the trick better if we had real sovereigns察but I forgot to bring any with me。'

`I'd lend you some' said Philpot察regretfully察 but I left me purse on our grand pianner。'

As by a strange coincidence nobody happened to have any gold with them察it was decided to make shift with the halfpence。

`Now this is the way the trick works ´'

`Before you goes on with it' interrupted Philpot察apprehensively察 don't you think we'd better 'ave someone to keep watch at the gate in case a Slop comes along拭 We don't want to get runned in察you know。'

`I don' think there's any need for that' replied Owen察 there's only one slop who'd interfere with us for playing this game察and that's Police Constable Socialism。'

`Never mind about Socialism' said Crass察irritably。  `Get along with the bloody trick。'

Owen now addressed himself to the working classes as represented by Philpot察Harlow and Easton。

`You say that you are all in need of employment察and as I am the kind´hearted capitalist class I am going to invest all my money in various industries察so as to give you Plenty of Work。  I shall pay each of you one pound per week察and a week's work is ´ you must each produce three of these square blocks。  For doing this work you will each receive your wages察the money will be your own察to do as you like with察and the things you produce will of course be mine察to do as I like with。  You will each take one of these machines and as soon as you have done a week's work察you shall have your money。'

The Working Classes accordingly set to work察and the Capitalist class sat down and watched them。  As soon as they had finished察they passed the nine little blocks to Owen察who placed them on a piece of paper by his side and paid the workers their wages。

`These blocks represent the necessaries of life。  You can't live without some of these things察but as they belong to me察you will have to buy them from me此my price for these blocks is ´ one pound each。'

As the working classes were in need of the necessaries of life and as they could not eat察drink or wear the useless money察they were compelled to agree to the kind Capitalist's terms。  They each bought back and at once consumed one´third of the produce of their labour。 The capitalist class also devoured two of the square blocks察and so the net result of the week's work was that the kind capitalist had consumed two pounds worth of the things produced by the labour of the others察and reckoning the squares at their market value of one pound each察he had more than doubled his capital察for he still possessed the three pounds in money and in addition four pounds worth of goods。  As for the working classes察Philpot察Harlow and Easton察having each consumed the pound's worth of necessaries they had bought with their wages察they were again in precisely the same condition as when they started work ´ they had nothing。

This process was repeated several times此for each week's work the producers were paid their wages。  They kept on working and spending all their earnings。  The kind´hearted capitalist consumed twice as much as any one of them and his pile of wealth continually increased。 In a little while ´ reckoning the little squares at their market value of one pound each ´ he was worth about one hundred pounds察and the working classes were still in the same condition as when they began察and were still tearing into their work as if their lives depended upon it。

After a while the rest of the crowd began to laugh察and their merriment increased when the kind´hearted capitalist察just after having sold a pound's worth of necessaries to each of his workers察suddenly took their tools ´ the Machinery of Production ´ the knives away from them察and informed them that as owing to Over Production all his store´houses were glutted with the necessaries of life察he had decided to close down the works。

`Well察and wot the bloody 'ell are we to do now' demanded Philpot。

`That's not my business' replied the kind´hearted capitalist。  `I've paid you your wages察and provided you with Plenty of Work for a long time past。  I have no more work for you to do at present。  Come round again in a few months' time and I'll see what I can do for you。'

`But what about the necessaries of life' demanded Harlow。  `We must have something to eat。'

`Of course you must' replied the capitalist察affably察 and I shall be very pleased to sell you some。'

`But we ain't got no bloody money'

`Well察you can't expect me to give you my goods for nothing  You didn't work for me for nothing察you know。  I paid you for your work and you should have saved so

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